:root{--news-primary-950:#071525;--news-primary-900:#0b1f33;--news-primary-800:#12304a;--news-primary-700:#164e63;--news-primary-600:#0369a1;--news-primary-500:#0284c7;--news-primary-400:#38bdf8;--news-gray-950:#0a0a0a;--news-gray-900:#171717;--news-gray-800:#262626;--news-gray-700:#404040;--news-gray-600:#525252;--news-gray-500:#737373;--news-gray-400:#a3a3a3;--news-gray-300:#d4d4d4;--news-gray-200:#e5e5e5;--news-gray-100:#f5f5f5;--news-gray-50:#fafafa;--news-white:#fff;--news-red-breaking:#b42318;--news-red-live:#d92d20;--news-green-success:#15803d;--news-amber-warning:#b45309;--news-space-1:.25rem;--news-space-2:.5rem;--news-space-3:.75rem;--news-space-4:1rem;--news-space-5:1.25rem;--news-space-6:1.5rem;--news-space-8:2rem;--news-space-10:2.5rem;--news-space-12:3rem;--news-space-16:4rem;--news-space-20:5rem;--news-space-24:6rem;--news-space-30:7.5rem;--news-font-sans:"Inter", Arial, "Helvetica Neue", sans-serif;--news-font-serif:"Source Serif 4", Georgia, serif;--news-font-xs:.75rem;--news-font-sm:.875rem;--news-font-base:1rem;--news-font-lg:1.125rem;--news-font-xl:1.25rem;--news-font-2xl:1.5rem;--news-font-3xl:1.875rem;--news-font-4xl:2.25rem;--news-font-5xl:3rem;--news-radius-0:0;--news-radius-1:2px;--news-radius-2:4px;--news-radius-3:6px;--news-radius-4:8px;--news-rule:1px;--news-duration-fast:.15s;--news-duration-base:.22s;--news-duration-slow:.32s;--news-ease-out:cubic-bezier(.2, .6, .3, 1);--news-ease-standard:cubic-bezier(.4, 0, .2, 1);--news-color-authority:var(--accent,var(--news-primary-900));--news-color-action:var(--brand,var(--news-primary-500));--news-color-action-strong:var(--brand-strong,var(--news-primary-700));--news-color-page:var(--surface,var(--news-white));--news-color-section:var(--surface-muted,#f7f7f5);--news-color-ink:var(--text,#111);--news-color-ink-muted:var(--text-muted,var(--news-gray-600));--news-color-rule:var(--border,var(--news-gray-200));--news-color-focus:var(--brand,var(--news-primary-500));--news-color-breaking:var(--news-red-breaking);--news-color-live:var(--news-red-live);--news-color-success:var(--news-green-success);--news-color-warning:var(--news-amber-warning);--news-container-wide:1320px;--news-container-header:1000px;--news-container-reading:720px;--news-container-caption:1200px;--news-page-gutter:clamp(1rem, 2.4vw, 2rem);--news-type-headline-xl:clamp(3rem, 5vw, 4.5rem);--news-type-headline-article:clamp(2rem, 5vw, 4rem);--news-type-headline-hero:clamp(2.5rem, 4.2vw, 3.25rem);--news-type-section:clamp(1.625rem, 3vw, 2rem);--news-type-card-large:clamp(1.625rem, 2.5vw, 2rem);--news-type-card-medium:clamp(1.25rem, 2vw, 1.5rem);--news-type-card-small:clamp(1rem, 1.5vw, 1.125rem);--news-type-deck:clamp(1.125rem, 2vw, 1.5rem);--news-type-article:clamp(1.125rem, 1.5vw, 1.25rem);--news-header-height:70px;--news-header-height-compact:56px;--news-header-bg:var(--news-color-page);--news-header-border:var(--news-color-rule);--news-card-border:var(--news-color-rule);--news-card-radius:min(var(--radius,var(--news-radius-4)), var(--news-radius-4));--news-media-radius:min(var(--radius,var(--news-radius-2)), var(--news-radius-2));--news-focus-width:3px;--news-focus-offset:3px;--news-image-hover-scale:1.02;--dur-fast:var(--news-duration-fast);--dur-base:var(--news-duration-base);--ease-out:var(--news-ease-out)}@media (width<=639px){:root{--news-page-gutter:1.125rem;--news-type-headline-article:clamp(2rem, 9.5vw, 2.375rem);--news-type-article:1.125rem}}@media (prefers-reduced-motion:reduce){:root{--news-duration-fast:.01ms;--news-duration-base:.01ms;--news-duration-slow:.01ms}}:root{--brand-strong:color-mix(in oklab, var(--brand) 86%, black);--brand-tint:color-mix(in oklab, var(--brand) 7%, white);--brand-tint-strong:color-mix(in oklab, var(--brand) 13%, white);--shadow-sm:0 1px 2px #0f172a0f, 0 1px 3px #0f172a14;--shadow-md:0 4px 12px #0f172a1a, 0 2px 4px #0f172a0f;--shadow-lg:0 20px 50px #0f172a24, 0 8px 20px #0f172a14;--dur-fast:.15s;--dur-base:.22s;--ease-out:cubic-bezier(.2, .6, .3, 1);--editorial-surface:#e7f5f3;--editorial-footer-surface:#d8eeea;--editorial-ink:var(--accent);--editorial-muted:#2f625e;--editorial-soft-rule:#a6d2cb;--editorial-rule:var(--border)}.tpl-editorial-business{--editorial-surface:#e7f5f3;--editorial-footer-surface:#d8eeea;--editorial-ink:var(--accent);--editorial-muted:#2f625e;--editorial-soft-rule:#a6d2cb;--editorial-rule:var(--border);font-family:var(--font-sans);font-kerning:normal;background:var(--surface);margin:0}.tpl-editorial-business,.tpl-editorial-business *,.tpl-editorial-business :before,.tpl-editorial-business :after{box-sizing:border-box}.tpl-editorial-business :focus-visible{outline:var(--news-focus-width) solid var(--news-color-focus);outline-offset:var(--news-focus-offset)}.tpl-editorial-business h1,.tpl-editorial-business h2,.tpl-editorial-business h3{color:var(--text);letter-spacing:-.025em;text-wrap:balance}.tpl-editorial-business p{text-wrap:pretty}.editorial-meta{border-top:4px solid var(--brand);border-bottom:1px solid var(--border);background:var(--surface)}.editorial-meta__inner{width:calc(100% - 4rem);min-height:36px;color:var(--text-muted);justify-content:space-between;align-items:center;gap:1rem;margin-inline:auto;font-size:.78rem;display:flex}.editorial-meta__edition{font-weight:650}.editorial-meta__promise{text-align:right}.tpl-editorial-business .site-header.variant-business{background:var(--surface);border-bottom:2px solid var(--brand);color:var(--editorial-ink);top:0}body.tpl-editorial-business .site-header .header-inner{max-width:none;min-height:70px;padding-block:0;padding-inline:2rem}body.tpl-editorial-business .site-header[data-compact] .header-inner{min-height:var(--news-header-height-compact)}.tpl-editorial-business .site-header .brandmark,.tpl-editorial-business .site-header .brand-name,.tpl-editorial-business .site-header .nav-link,.tpl-editorial-business .site-header .utility-link{color:var(--editorial-ink)}.tpl-editorial-business .site-header .brand-name{letter-spacing:-.035em;max-width:20ch;font-size:clamp(1.15rem,2.1vw,1.5rem);font-weight:850;line-height:1.05;display:inline-block}.tpl-editorial-business .site-header .brand-seal{border-radius:var(--radius);background:var(--brand);color:#fff;width:38px;height:38px;font-size:.75rem}.tpl-editorial-business .site-header .primary-nav{gap:0;margin-left:auto}.tpl-editorial-business .site-header .nav-link{border-bottom:3px solid #0000;min-height:44px;padding:.55rem .85rem;font-size:.88rem;font-weight:650}.tpl-editorial-business .site-header .nav-link+.nav-link{border-left:1px solid var(--editorial-soft-rule)}.tpl-editorial-business .site-header .nav-link:hover,.tpl-editorial-business .site-header .nav-link:focus-visible,.tpl-editorial-business .site-header .nav-link[aria-current=page]{border-bottom-color:var(--brand);background:var(--editorial-surface);color:var(--editorial-ink)}.tpl-editorial-business .site-header .utility-link{border:1px solid var(--editorial-soft-rule);border-radius:min(var(--radius), 8px);padding:.55rem .8rem;font-size:.82rem}.tpl-editorial-business .site-header .utility-link:hover{background:var(--brand);border-color:var(--brand);color:#fff}.tpl-editorial-business .site-header .nav-link,.tpl-editorial-business .site-header .utility-link{transition:background-color var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out), border-color var(--dur-fast) var(--ease-out)}.tpl-editorial-business .site-header .menu-toggle{border-color:var(--editorial-soft-rule);background:var(--surface);color:var(--editorial-ink);transition:background-color var(--dur-fast) var(--ease-out), border-color var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out), transform var(--dur-fast) var(--ease-out)}.tpl-editorial-business .site-header .menu-toggle:hover,.tpl-editorial-business .site-header .menu-toggle:focus-visible{border-color:var(--brand);background:var(--brand-tint)}.tpl-editorial-business .site-header .menu-toggle:active{transform:translateY(1px)}.tpl-editorial-business .site-header .header-search-link{border-color:var(--editorial-soft-rule);color:var(--editorial-ink)}.tpl-editorial-business .site-header .header-search-link:hover,.tpl-editorial-business .site-header .header-search-link:focus-visible{border-color:var(--brand);color:var(--brand);background:var(--brand-tint)}.editorial-pulse{border-bottom:1px solid var(--border);background:var(--surface-muted)}.editorial-pulse__inner{scrollbar-width:thin;white-space:nowrap;align-items:center;gap:1.25rem;width:calc(100% - 4rem);min-height:44px;margin-inline:auto;display:flex;overflow-x:auto}.editorial-pulse__label{z-index:1;border-radius:var(--radius);background:var(--brand);color:#fff;padding:.28rem .6rem;font-size:.72rem;font-weight:800;position:sticky;left:0}.editorial-pulse a{color:var(--text);transition:background-color var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out), border-color var(--dur-fast) var(--ease-out);align-items:center;gap:.35rem;font-size:.82rem;font-weight:600;text-decoration:none;display:inline-flex}.editorial-pulse a:hover{text-underline-offset:3px;text-decoration:underline}.editorial-pulse--breaking .editorial-pulse__label{background:var(--news-color-breaking)}.editorial-pulse--live .editorial-pulse__label{background:var(--news-color-live);align-items:center;gap:.3rem;display:inline-flex}.tpl-editorial-business:not(.page-home) .eb-shell{background:var(--surface);padding-bottom:0}.tpl-editorial-business:not(.page-home) .richtext{background:0 0}.tpl-editorial-business:not(.page-home) .table-block{background:var(--editorial-surface)}.tpl-editorial-business:not(.page-home) .faq-block{background:var(--surface)}.tpl-editorial-business .eb-shell{padding-bottom:clamp(5rem,9vw,9rem)}.tpl-editorial-business.page-home .eb-content{grid-template-columns:repeat(12,minmax(0,1fr));gap:0 2rem;display:grid}.tpl-editorial-business.page-home .hero:not(.hero-reform):not(.hero-comparison){width:calc(100% + (2 * var(--editorial-content-gutter)));max-width:none;margin-inline:calc(0rem - var(--editorial-content-gutter));padding:clamp(2.75rem, 6vw, 5.8rem) var(--editorial-content-gutter) clamp(2.25rem, 4vw, 3.75rem);border-bottom:1px solid var(--editorial-rule);background:var(--editorial-surface);order:1;grid-column:1/-1;align-self:stretch}.tpl-editorial-business.page-home .hero:not(.hero-center){grid-template-columns:minmax(0,1.05fr) minmax(260px,.95fr);gap:clamp(1.5rem,3vw,3rem)}.tpl-editorial-business.page-home .hero-media{border-radius:min(var(--radius), 10px);min-height:100%;overflow:hidden}.tpl-editorial-business.page-home .hero-media img{border-radius:0;min-height:clamp(300px,32vw,480px);display:block}.tpl-editorial-business .hero{max-width:var(--maxw);padding-block:clamp(2.5rem,6vw,5rem)}.tpl-editorial-business .hero-content{max-width:760px}.tpl-editorial-business.page-home .hero-content{flex-direction:column;justify-content:center;display:flex}.tpl-editorial-business .hero-comparison{width:calc(100% + (2 * var(--editorial-content-gutter)));max-width:none;min-height:510px;margin-inline:calc(0rem - var(--editorial-content-gutter));background:var(--editorial-surface);padding-inline:clamp(1rem,4vw,4rem)}.tpl-editorial-business .hero-comparison .hero-content{max-width:660px}.tpl-editorial-business .hero-comparison .hero-media{border-radius:min(var(--radius), 10px);align-self:stretch;overflow:hidden}.tpl-editorial-business .hero-comparison .hero-media img{min-height:100%;box-shadow:none;border-radius:0;display:block}.tpl-editorial-business .hero-comparison .hero-comparison__facts{border-color:var(--editorial-soft-rule)}.tpl-editorial-business .hero-comparison .hero-comparison__facts>div+div{border-left-color:var(--editorial-soft-rule)}.tpl-editorial-business .hero-reform{border:1px solid var(--editorial-soft-rule);border-radius:min(var(--radius), 10px);background:var(--editorial-surface);grid-template-columns:minmax(0,1fr) minmax(360px,.82fr);gap:clamp(2.25rem,5vw,5.75rem);width:min(100% - clamp(2rem,6vw,6rem),1320px);max-width:1320px;min-height:0;margin:clamp(1.5rem,3vw,3rem) auto 0;padding:clamp(2.5rem,5vw,4.75rem)}.tpl-editorial-business .hero-reform .hero-content{max-width:610px}.tpl-editorial-business .hero-reform .hero-media{border-radius:min(var(--radius), 10px);align-self:center;max-height:430px;overflow:hidden}.tpl-editorial-business .hero-reform .hero-media img{aspect-ratio:4/4.4;object-position:center 65%;min-height:0;box-shadow:none;border-radius:0;display:block}.tpl-editorial-business .hero-reform .hero-keypoints{border-top-color:var(--editorial-soft-rule)}.tpl-editorial-business .hero-reform .hero-keypoints li{border-bottom-color:var(--editorial-soft-rule)}.tpl-editorial-business .timeline__item{border-top-color:var(--brand)}.tpl-editorial-business .comparison-grid{border-color:var(--editorial-soft-rule);border-radius:min(var(--radius), 10px)}.tpl-editorial-business .comparison-grid__item:nth-child(odd){background:var(--editorial-surface)}.tpl-editorial-business .comparison-grid__item:nth-child(2n){background:var(--surface)}.tpl-editorial-business .comparison-grid__item:nth-child(2n),.tpl-editorial-business .comparison-grid__item:nth-child(n+3){border-color:var(--editorial-soft-rule)}.tpl-editorial-business .hero-eyebrow{background:var(--brand-tint);color:var(--brand);letter-spacing:.045em;border-radius:999px;align-self:flex-start;margin-bottom:.85rem;padding:.32rem .75rem;font-size:.78rem;font-weight:800;display:inline-block}.tpl-editorial-business .hero-title{letter-spacing:-.04em;max-width:17ch;margin-bottom:1.2rem;font-size:clamp(2.45rem,6vw,4.65rem);font-weight:850;line-height:.99}.tpl-editorial-business .hero-subtitle{max-width:58ch;color:var(--text-muted);margin-bottom:1.75rem;font-size:clamp(1.05rem,1.8vw,1.28rem);line-height:1.55}.tpl-editorial-business .hero-actions{justify-content:flex-start}.tpl-editorial-business .cta{border-radius:min(var(--radius), 8px);font-weight:750}.tpl-editorial-business .cta.cta-primary,.tpl-editorial-business .consent .consent-accept{color:#fff}.editorial-articles{border-top:5px solid var(--brand);order:7;grid-column:1/-1;margin-top:clamp(4.5rem,8vw,8rem);padding:clamp(4.5rem,8vw,7.5rem) 0 clamp(2rem,4vw,4rem);scroll-margin-top:6rem}.editorial-articles__header{max-width:52rem;margin-bottom:clamp(2.5rem,5vw,4.5rem)}.editorial-articles__header h2{letter-spacing:-.045em;max-width:18ch;margin:0;font-size:clamp(2.1rem,4.8vw,4.25rem);line-height:.98}.editorial-articles__header p{max-width:58ch;color:var(--text-muted);margin:1.25rem 0 0;font-size:clamp(1rem,1.5vw,1.15rem);line-height:1.6}.editorial-articles__layout{grid-template-columns:minmax(0,1.35fr) minmax(340px,.65fr);align-items:start;gap:clamp(2.5rem,5vw,5.5rem);display:grid}.editorial-articles__lead{color:var(--text);transition:background-color var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out), border-color var(--dur-fast) var(--ease-out);text-decoration:none;display:grid}.editorial-articles__lead img{aspect-ratio:16/9;object-fit:cover;border-radius:min(var(--radius), 8px);width:100%}.editorial-articles__lead-copy{gap:.75rem;padding-top:1.5rem;display:grid}.editorial-articles time{color:var(--editorial-muted);font-size:.76rem;font-weight:700}.editorial-articles__lead-copy strong{letter-spacing:-.035em;text-wrap:balance;max-width:24ch;font-size:clamp(1.65rem,3vw,2.6rem);line-height:1.08}.editorial-articles__lead-copy>span:not(.editorial-articles__action){max-width:62ch;color:var(--text-muted);line-height:1.6}.editorial-articles__action{border-bottom:2px solid var(--brand);width:fit-content;color:var(--brand);padding-bottom:.15rem;font-size:.88rem;font-weight:800}.editorial-articles__list{border-top:3px solid var(--text);margin:0;padding:0;list-style:none}.editorial-articles__list li{border-bottom:1px solid var(--border)}.editorial-articles__list a{color:var(--text);transition:background-color var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out), border-color var(--dur-fast) var(--ease-out);grid-template-columns:9.5rem minmax(0,1fr);gap:1rem;padding:1.25rem 0;text-decoration:none;display:grid}.editorial-articles__list img{object-fit:cover;border-radius:min(var(--radius), 8px);width:9.5rem;height:6.75rem}.editorial-articles__item-copy{align-content:start;gap:.5rem;min-width:0;display:grid}.editorial-articles__item-copy strong{text-wrap:balance;font-size:1.05rem;line-height:1.25}.editorial-articles__item-copy>span{color:var(--text-muted);-webkit-line-clamp:2;-webkit-box-orient:vertical;font-size:.82rem;line-height:1.45;display:-webkit-box;overflow:hidden}.editorial-articles a:hover strong,.editorial-articles a:focus-visible strong{color:var(--brand)}.editorial-feed{background:var(--brand-tint);border-top:3px solid var(--brand);border-radius:min(var(--radius), 10px);order:8;grid-column:1/-1;margin-top:clamp(3.5rem,6vw,6rem);padding:clamp(2rem,4vw,3.25rem) clamp(1.5rem,3vw,3rem)}.editorial-feed__heading{align-items:center;gap:.85rem;display:flex}.editorial-feed__heading h2{letter-spacing:-.035em;margin:0;font-size:clamp(1.6rem,3vw,2.3rem)}.editorial-feed__heading>span{background:var(--brand);color:#f0fdfa;border-radius:999px;padding:.25rem .6rem;font-size:.78rem;font-weight:800;box-shadow:inset 0 0 0 1px #ffffff47}.editorial-feed ol{counter-reset:feed;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem;margin:clamp(1.5rem,3vw,2.5rem) 0 0;padding:0;list-style:none;display:grid}.editorial-feed li{counter-increment:feed;padding-left:2.4rem;position:relative}.editorial-feed li:before{content:counter(feed, decimal-leading-zero);color:var(--brand);font-size:.95rem;font-weight:850;position:absolute;top:1rem;left:0}.editorial-feed li a{color:var(--text);border-radius:min(var(--radius), 8px);transition:background-color var(--dur-fast) var(--ease-out), transform var(--dur-fast) var(--ease-out);gap:.35rem;padding:1rem;text-decoration:none;display:grid}.editorial-feed li a:hover,.editorial-feed li a:focus-visible{background:var(--brand-tint-strong);transform:translateY(-2px)}.editorial-feed li img{aspect-ratio:16/9;object-fit:cover;border-radius:min(var(--radius), 8px);width:100%}.editorial-feed__copy{gap:.35rem;display:grid}.editorial-feed__copy strong{font-size:1rem;font-weight:750}.editorial-feed__copy>span{color:var(--text-muted);font-size:.88rem}.editorial-feed__meta{color:var(--brand);font-size:.78rem;font-weight:650}.tpl-editorial-business.page-home .richtext{order:4;grid-column:1/span 8;max-width:none;margin:0;padding:clamp(5rem,8vw,8rem) clamp(1rem,3vw,3.5rem) clamp(4.5rem,7vw,7rem) 0}.tpl-editorial-business.page-home .faq-block{order:5;grid-column:9/-1;padding:clamp(5rem,8vw,8rem) 0 clamp(4.5rem,7vw,7rem)}.tpl-editorial-business.page-home .cards-block,.tpl-editorial-business.page-home .cta-block{grid-column:1/-1}.tpl-editorial-business.page-home .cards-block{border-bottom:1px solid var(--editorial-rule);order:3;padding-block:0 clamp(4.5rem,8vw,8rem);padding-inline:0}.tpl-editorial-business.page-home .section-guide{border-top:1px solid var(--editorial-rule);grid-template-columns:minmax(210px,.85fr) minmax(0,3.15fr);padding-block:clamp(3rem,5vw,5rem)}.tpl-editorial-business.page-home 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strong{font-size:.92rem}.tpl-editorial-business.page-home .section-guide__copy>span{font-size:.76rem}.tpl-editorial-business.page-home .knowledge-trail{width:calc(100% + (2 * var(--editorial-content-gutter)));margin-inline:calc(0rem - var(--editorial-content-gutter));padding-block:clamp(3.5rem,6vw,6rem);padding-inline:var(--editorial-content-gutter);border-top:0;grid-template-columns:minmax(260px,.8fr) minmax(0,2.2fr);margin-bottom:clamp(4.5rem,8vw,8rem)}.tpl-editorial-business.page-home .knowledge-trail h2{max-width:13ch;font-size:clamp(1.8rem,3vw,3rem);line-height:1.02}.tpl-editorial-business.page-home .knowledge-trail a{background:0 0;min-height:100%;padding:0 1rem 1rem 0}.tpl-editorial-business.page-home .knowledge-trail a:hover,.tpl-editorial-business.page-home .knowledge-trail a:focus-visible{background:0 0}@media (width>=1101px){.tpl-editorial-business.page-home 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